Terms and Conditions of Service

1. Agreement to Terms

1.1 Acceptance

By accessing or using the CPAI Experts website at www.cpaiexperts.com (the “Service”), you (“User,” “you,” or “your”) agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, you may not access or use the Service.

1.2 Entity Agreement

If you are using the Service on behalf of a company, organization, or other legal entity, you represent and warrant that you have the authority to bind such entity to these Terms, and “you” refers to such entity.

1.3 Professional Use

This Service is designed exclusively for use by Certified Public Accountants (CPAs), accounting professionals, and accounting firms. By using this Service, you represent that you are using it for legitimate professional purposes in connection with accounting, auditing, tax, or related professional services.

2. Service Description

2.1 Platform Overview

CPAI Experts provides:

• Professional resources and tools for CPAs and accounting firms
• Continuing Professional Education (CPE) materials and tracking
• Industry news, updates, and analysis
• Professional networking and collaboration tools
• Templates, forms, and practice aids
• Research databases and technical resources
• Client management and practice development tools

2.2 Service Availability

We strive to maintain continuous service availability but do not guarantee uninterrupted access. The Service may be temporarily unavailable due to:

• Scheduled maintenance and updates
• Technical difficulties or system failures
• Force majeure events
• Third-party service provider issues
• Legal or regulatory requirements

2.3 Service Modifications

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time, with or without notice. We may add new features, remove existing features, or change how the Service operates.

3. User Eligibility and Accounts

3.1 Professional Requirements

To use this Service, you must:

• Be a licensed CPA in good standing, or
• Be employed by a licensed accounting firm, or
• Be a student pursuing accounting education, or
• Be otherwise engaged in legitimate accounting or related professional services

3.2 Account Registration

When creating an account, you must:

• Provide accurate, complete, and current information
• Maintain the security and confidentiality of your login credentials
• Promptly update your account information when changes occur
• Use your real name and valid professional credentials
• Not share your account with unauthorized individuals

3.3 Professional Verification

We may require verification of your professional status, including:

• CPA license verification
• Employer verification for firm employees
• Educational institution verification for students
• Professional reference checks

4. Professional Standards and Conduct

4.1 Professional Ethics

All users must:

• Comply with applicable professional codes of conduct
• Maintain client confidentiality and privilege
• Avoid conflicts of interest
• Exercise professional competence and due care
• Adhere to independence requirements where applicable

4.2 Prohibited Activities

You may not:

• Violate any applicable laws, regulations, or professional standards
• Engage in unauthorized practice of public accounting
• Share confidential client information without proper authorization
• Use the Service for any illegal or fraudulent activities
• Circumvent security measures or access restrictions
• Interfere with other users' access to the Service
• Transmit viruses, malware, or other harmful code

5. Intellectual Property Rights

5.1 Our Content

All content provided through the Service, including but not limited to:

• Articles, guides, and educational materials
• Software, tools, and calculators
• Templates, forms, and checklists
• Audio, video, and multimedia content
• Database information and research

5.2 Limited License to Use

We grant you a limited, non-exclusive, non-transferable, revocable license to:

• Access and use the Service for your professional activities
• Download and use materials for your internal business purposes
• Make copies of materials as reasonably necessary for your professional use

5.3 License Restrictions

You may not:

• Resell, redistribute, or sublicense our content
• Use our content in competing products or services
• Remove copyright notices or proprietary markings
• Reverse engineer or decompile our software
• Create derivative works without permission

6. Payment Terms and Billing

6.1 Subscription Plans

Various subscription plans are available with different features and pricing. Current pricing is available on our website and may be updated from time to time with reasonable notice.

6.2 Payment Authorization

By providing payment information, you:

• Authorize us to charge the applicable fees
• Represent that you have the authority to use the payment method
• Agree to pay all charges incurred under your account
• Authorize automatic recurring charges for subscription services

6.3 Billing and Renewal

• Subscription fees are billed in advance
• Auto-renewal occurs unless cancelled before the renewal date
• Price changes will be communicated with at least 30 days' notice
• Refunds are subject to our refund policy

7. User Content and Conduct

7.1 Content Standards

All user-generated content must:

• Comply with professional standards and ethics
• Be accurate and not misleading
• Respect intellectual property rights
• Not contain confidential client information without authorization
• Not violate any laws or regulations

7.2 Content Monitoring

While we do not pre-screen all user content, we reserve the right to:

• Remove content that violates these Terms
• Suspend users who repeatedly violate content standards
• Cooperate with law enforcement investigations
• Report professional misconduct to appropriate authorities

8. Continuing Professional Education (CPE)

8.1 CPE Credit Responsibility

While we may offer CPE-eligible content:

• You are responsible for ensuring credits meet your jurisdiction's requirements
• We cannot guarantee acceptance by all licensing boards
• Verification of completion and credit hours is your responsibility
• Record-keeping for CPE compliance remains your obligation

8.2 CPE Content Accuracy

We strive to provide accurate and current CPE content but:

• Professional standards and regulations change frequently
• You must verify current requirements with appropriate authorities
• We recommend confirming technical content with additional sources
• CPE content is for educational purposes and not professional advice

9. Disclaimers and Limitations

9.1 Service Disclaimer

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

9.2 Professional Advice Disclaimer

• The Service provides educational and informational content only
• Content is not intended as professional advice for specific situations
• You should consult appropriate professionals for specific guidance
• We do not establish an accountant-client relationship through the Service

9.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CPAI EXPERTS SHALL NOT BE LIABLE FOR:

• INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
• LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITIES
• PROFESSIONAL LIABILITY OR MALPRACTICE CLAIMS
• DAMAGES EXCEEDING THE AMOUNT YOU PAID FOR THE SERVICE IN THE PRECEDING 12 MONTHS

10. Indemnification

You agree to indemnify, defend, and hold harmless CPAI Experts and our officers, directors, employees, and agents from any claims, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any applicable laws or professional standards
• Your infringement of any intellectual property rights
• Any professional services you provide using information from the Service

11. Professional Licensing and Regulatory Compliance

11.1 License Maintenance

You represent and warrant that:

• You maintain all required professional licenses in good standing
• You comply with all applicable professional regulations
• You will promptly notify us of any license suspension or revocation
• You meet continuing education and professional development requirements

11.2 Regulatory Changes

You acknowledge that:

• Professional regulations change frequently
• You are responsible for staying current with applicable requirements
• The Service may not reflect the most recent regulatory changes
• You should verify current requirements with appropriate authorities

12. Privacy and Data Security

12.1 Privacy Policy

Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

12.2 Professional Confidentiality

You acknowledge that:

• Professional confidentiality obligations continue to apply
• The Service should not be used to store confidential client information without proper safeguards
• You remain responsible for compliance with professional confidentiality requirements

13. Termination

13.1 Termination by You

You may terminate your account at any time by:

• Using the account cancellation feature in your dashboard
• Contacting customer support
• Providing written notice of termination

13.2 Termination by Us

We may terminate or suspend your access immediately for:

• Violation of these Terms
• Fraudulent or illegal activities
• Loss of professional license or good standing
• Non-payment of fees
• Behavior that harms the Service or other users

14. Dispute Resolution

14.1 Informal Resolution

Before filing any formal dispute, you agree to first contact us to attempt to resolve the issue informally.

14.2 Binding Arbitration

Any disputes arising from these Terms or your use of the Service will be resolved through binding arbitration under the rules of the American Arbitration Association, except where prohibited by law.

14.3 Class Action Waiver

You agree to resolve disputes individually and waive any right to participate in class action lawsuits or class-wide arbitration.

15. General Provisions

15.1 Governing Law

These Terms are governed by the laws of [Insert State/Jurisdiction], without regard to conflict of law principles.

15.2 Severability

If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.

15.3 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and CPAI Experts regarding the Service.

15.4 Modification

We may modify these Terms at any time by posting revised Terms on our website. Your continued use of the Service after such posting constitutes acceptance of the modified Terms.

16. Contact Information

For questions about these Terms, please contact us at:

• CPAI Experts
• Email: info@cpaiexperts.com
• Phone: (609) 608-0171
• Address: 300 Carnegie Center Dr #150, Princeton, NJ 08540

17. Professional Standards References

These Terms are designed to complement, not replace, your obligations under:

• AICPA Code of Professional Conduct
• State CPA society codes of conduct
• State board of accountancy regulations
• SEC independence rules (where applicable)
• PCAOB standards (where applicable)
• International ethics standards (where applicable)